Deutsche Bank 2015 Global Financial Services Investor Conference Mac McCullough June 3, 2015
Participants & Discussion Topics Presenter Mac McCullough Chief Financial Officer Also Present Dan Neumeyer Chief Credit Officer Mark Muth Director of Investor Relations Discussion Topics Huntingtons Evolution Long-term Financial…
Huntingtons Evolution 2009 2011 Geographic to Business Segment model Changing the Thrift-like to Bank balance sheet Business Model Investment in and centralization of Credit Administration and Risk Management 2010 Ongoing…
Huntingtons Evolution 2009 2011 Changing the Business Model 2010 Ongoing Created a Welcoming experience with high levels of customer service and advocacy Building the Brand Introduction of Fair Play with distinctive,…
Huntingtons Evolution 2009 2011 Changing the Business Model Distribution Refinement and Integration: 2010 Ongoing Branches, ATMs, Digital, Call Center, Building the Relationship Managers Brand Commercial Verticals Auto Lending…
Huntingtons Evolution 2009 2011 Changing the Business Model 2010 Ongoing Building the Brand 2011 Ongoing Implementing Economic Capital Investing in the Standardizing investment process Franchise Focusing on positive…
Long-term Financial Goals 2009 2011 Changing the Business Model 2010 Ongoing Building the Brand 2011 Ongoing Investing in the Franchise 2013 Ongoing Disciplined Execution 7
Do we consolidate Basis of Presentation this and next slide Use of non-GAAP financial measures This document may contain GAAP financial measures and non-GAAP financial measures where management believes it to be helpful in…
Basis of Presentation Rounding Please note that columns of data in the presentation may not add due to rounding. Significant Items From time to time, revenue, expenses, or taxes are impacted by items judged by Management to be outside of…
Investor / Analyst Contact: Mark A. Muth Director of Investor Relations (614) 480-4720 Mark.MuthHuntington.com 10
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