2015 DFAST Results Regional Banks Tier 1 Common Change Projected Cumulative Loan Losses Q3 2014 to Minimum Q4 2014 to Q4 2016 Supervisory Severely Adverse Supervisory Severely Adverse 1.0% USB 4.2% HBAN 1.3% HBAN 4.5% CMA 1.4% KEY…
Most Favored Bank Brand in the Midwest Bain & Company: Recipient of 20+ National and Net Promoter ScoreSM, Midwest Regional awards across 50% Consumer and Commercial business lines for customer 40% service, products, and community…
Huntingtons Evolution 2009 2011 Changing the Business Model Distribution Refinement and Integration: 2010 Ongoing Branches, ATMs, Digital, Call Center, Building the Relationship Managers Brand Commercial Verticals Auto Lending…
Attracting High Quality, Experienced Indirect Auto Teams Drives Opportunistic Expansion Current new market selection: Market turmoil must exist, will not compete solely on price Proven, highly qualified and experienced talent…
Huntingtons Evolution 2009 2011 Changing the Business Model 2010 Ongoing Building the Brand 2011 Ongoing Implementing Economic Capital Investing in the Standardizing investment process Franchise Focusing on positive…
Macquarie Equipment Finance Announced February 24, 2015 Expected to close on March 31, 2015 Largest standalone, vendor independent provider of specialized technology financing Assume approximately 900 million of assets and 630…
Important Messages Fundamentally changed the business model of the company - Tone at the top that everyone owns risk - Migrated loan and deposit mix to improve funding, reduce risk - Meaningful investment in centralization,…
Basis of Presentation Significant Items From time to time, revenue, expenses, or taxes are impacted by items judged by Management to be outside of ordinary banking activities and/or by items that, while they may be associated with…